Authorized users over the age of 21 are required to provide their Social Security number for identification and underwriting purposes.

Yes, to adhere to accounting and tax regulations we provide detailed monthly statements on employee and overall business card spending.

Business cards allow employee cards, higher limits, streamlined accounting, rewards tailored to business spending, and cards not tied to owners’ personal credit.

Unfortunately we only allow balance transfers from non-PFG credit and charge cards. For external transfers, complete balance transfer requests within 60 days of account opening.

Rewards can be redeemed in various ways like cash deposits, statement credits, airline/hotel transfers, online shopping portals, and more depending on card program.

You can access account details including balances, statements, transactions, payments and more via online/mobile banking or our cardmember service line.

Immediately call us to report lost or stolen cards. We’ll rush replacement cards to you and ensure there is no liability for fraudulent activity on compromised cards.

Yes, we offer student credit cards with benefits tailored to students building their credit like low limits, rewards on spending, and free financial education resources.

Contact us immediately if you’re struggling to make payments. We’ll review options like lowered interest rates, modified payment plans, deferments and more to assist you.

Payments are due by the statement due date each month. Late payments incur a fee up to $40. Accounts over 60 days late may incur penalty APR.