September 6, 2023
How can I learn more about your cash management services?
Contact one of our cash management specialists to discuss your needs. We’ll explain how our suite of services can help optimize, automate, and simplify your business’s cash flow management.
September 6, 2023
What fraud protection services do you offer for business accounts?
Services like positive pay, ACH blocks and filters, multi-factor authentication, and other services are available to protect your accounts from unauthorized access and fraud.
September 6, 2023
What documents are required for a new business account application?
To open a new business account, we’ll need business registration documents, EIN, owner’s ID, and documents showing legal business structure such as articles of incorporation.
September 6, 2023
Do you offer equipment financing for business purchases?
Yes, we partner with leading equipment financing companies to offer great rates on financing for your essential equipment, vehicles, machinery and more. Contact us to learn more and apply.
September 6, 2023
What credit card processing services do you offer for merchants?
We offer competitive processing rates, next day funding on transactions, discounted card readers, and more. Our merchant services integrate with your account for simplified reconciliation and tracking.
September 6, 2023
Can I manage my business credit card and line of credit online?
Yes, through our online banking platform you can view balances, available credit, recent transactions, make payments and more for credit cards and lines of credit. Stay in control 24/7.
September 6, 2023
Is there a penalty for early repayment of a business term loan?
Most of our term loans allow early repayment with no penalties. However, some larger loans may include a small penalty for repaying before maturity. This will be disclosed before you commit to the loan.
September 6, 2023
How long does it take to process and approve a business loan application?
We can usually process and approve applications within 30 minutes to 5 hours max. More complex requests may take longer. Our lending specialists will provide you with a specific timeline.
September 6, 2023
What documents do I need to provide when applying for a business loan?
Typical documents include business and personal tax returns, current profit and loss statement, balance sheet, business licenses and organizational documents. Requirements vary by loan type.
September 6, 2023
Do you require collateral for a commercial mortgage?
Collateral requirements vary based on the size of the mortgage, the property, and other factors. A down payment is usually required. Contact us to discuss collateral for your specific commercial mortgage needs.